<style id="elementor-post-2158">.elementor-2158 .elementor-element.elementor-element-9987df2{--display:flex;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}:root{--page-title-display:none;}</style>{"id":2158,"date":"2026-07-30T10:02:48","date_gmt":"2026-07-30T10:02:48","guid":{"rendered":"https:\/\/pcfcare.pacificlawthailand.com\/?page_id=2158"},"modified":"2026-08-26T09:04:34","modified_gmt":"2026-08-26T09:04:34","slug":"car-insurance","status":"publish","type":"page","link":"https:\/\/pacificcare.co.th\/th\/car-insurance\/","title":{"rendered":"CAR Insurance"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"2158\" class=\"elementor elementor-2158\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9987df2 e-con-full e-flex e-con e-parent\" data-id=\"9987df2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c282084 elementor-widget elementor-widget-html\" data-id=\"c282084\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"pcf-car-insurance-wrapper\" style=\"font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, 'Helvetica Neue', sans-serif; color: #2d3436; line-height: 1.7; max-width: 100%; margin: 0 auto; box-sizing: border-box;\">\r\n\r\n  <style>\r\n    .pcf-car-insurance-wrapper *, \r\n    .pcf-car-insurance-wrapper *::before, \r\n    .pcf-car-insurance-wrapper *::after {\r\n      box-sizing: border-box;\r\n    }\r\n\r\n    .pcf-container {\r\n      max-width: 1180px;\r\n      margin: 0 auto;\r\n      padding: 0 20px;\r\n    }\r\n\r\n    \/* BUTTONS *\/\r\n    .pcf-btn-gold {\r\n      display: inline-block;\r\n      background-color: #F2B705;\r\n      color: #16233F !important;\r\n      padding: 12px 32px;\r\n      border-radius: 30px;\r\n      font-weight: 800;\r\n      text-decoration: none !important;\r\n      font-size: 0.95em;\r\n      box-shadow: 0 4px 12px rgba(242,183,5,0.25);\r\n      transition: transform 0.2s ease;\r\n    }\r\n    .pcf-btn-gold:hover { transform: translateY(-2px); }\r\n\r\n    .pcf-btn-navy {\r\n      display: inline-block;\r\n      background-color: #002593;\r\n      color: #ffffff !important;\r\n      padding: 10px 26px;\r\n      border-radius: 30px;\r\n      font-weight: 700;\r\n      text-decoration: none !important;\r\n      font-size: 0.9em;\r\n      box-shadow: 0 4px 12px rgba(0,37,147,0.2);\r\n      transition: transform 0.2s ease;\r\n    }\r\n    .pcf-btn-navy:hover { transform: translateY(-2px); }\r\n\r\n    \/* CARDS & PREMIUM IMAGES *\/\r\n    .pcf-card-box {\r\n      background: #ffffff;\r\n      border: 1px solid #E6E9F1;\r\n      border-radius: 20px;\r\n      padding: 35px 30px;\r\n      margin-bottom: 24px;\r\n      box-shadow: 0 6px 20px rgba(0, 37, 147, 0.03);\r\n      transition: transform 0.25s ease, box-shadow 0.25s ease, border-color 0.25s ease;\r\n    }\r\n    .pcf-card-box:hover {\r\n      transform: translateY(-4px);\r\n      box-shadow: 0 12px 28px rgba(0, 37, 147, 0.12);\r\n      border-color: #002593;\r\n    }\r\n\r\n    .pcf-rounded-img-wrap {\r\n      width: 100%;\r\n      height: 270px;\r\n      border-radius: 18px;\r\n      overflow: hidden;\r\n      box-shadow: 0 8px 24px rgba(0, 37, 147, 0.08);\r\n      background: #F8FAFC;\r\n      border: 1px solid #E2E8F0;\r\n      position: relative;\r\n    }\r\n    .pcf-rounded-img-wrap img {\r\n      width: 100%;\r\n      height: 100%;\r\n      object-fit: cover;\r\n      display: block;\r\n      transition: transform 0.35s ease;\r\n    }\r\n    .pcf-card-box:hover .pcf-rounded-img-wrap img {\r\n      transform: scale(1.06);\r\n    }\r\n\r\n    \/* LISTS *\/\r\n    .pcf-check-list {\r\n      list-style: none;\r\n      padding-left: 0;\r\n      margin: 0;\r\n    }\r\n    .pcf-check-list li {\r\n      position: relative;\r\n      padding-left: 24px;\r\n      margin-bottom: 8px;\r\n      color: #475569;\r\n      font-size: 0.95em;\r\n      line-height: 1.6;\r\n    }\r\n    .pcf-check-list li::before {\r\n      content: \"\u2022\";\r\n      color: #002593;\r\n      font-weight: bold;\r\n      font-size: 1.4em;\r\n      position: absolute;\r\n      left: 4px;\r\n      top: -3px;\r\n    }\r\n\r\n    @media (max-width: 768px) {\r\n      .pcf-flex-row { flex-direction: column !important; text-align: center !important; }\r\n      .pcf-flex-row-reverse { flex-direction: column !important; text-align: center !important; }\r\n      .pcf-check-list li { text-align: left; }\r\n      .pcf-rounded-img-wrap { height: 220px; }\r\n    }\r\n  <\/style>\r\n\r\n\r\n  <!-- BLOCK 1: HERO BANNER -->\r\n  <div style=\"background: linear-gradient(135deg, rgba(14, 23, 42, 0.85) 0%, rgba(22, 35, 63, 0.88) 100%),               url('https:\/\/pacificcare.co.th\/wp-content\/uploads\/2026\/07\/3_4.jpg') center\/cover no-repeat;               color: #ffffff; padding: 85px 20px; text-align: center; border-radius: 0px; margin-bottom: 40px; box-shadow: 0 10px 30px rgba(22, 35, 63, 0.2);\">\r\n    <div class=\"pcf-container\">\r\n      <div style=\"display: inline-block; background: rgba(255,255,255,0.15); color: #C7D2FE; font-size: 0.85em; font-weight: 700; padding: 5px 18px; border-radius: 20px; margin-bottom: 16px; letter-spacing: 1px; backdrop-filter: blur(4px);\">\r\n        PACIFIC CARE COMMERCIAL\r\n      <\/div>\r\n      <h1 style=\"color: #ffffff; font-size: clamp(2.2em, 4vw, 3.2em); font-weight: 800; margin: 0 0 12px 0; line-height: 1.2;\">\r\n        Construction All Risks Insurance Thailand\r\n      <\/h1>\r\n      <p style=\"color: #F2B705; font-size: 1.15em; font-weight: 700; max-width: 780px; margin: 0 auto; letter-spacing: 0.5px;\">\r\n        Comprehensive Property Damage &amp; Third-Party Liability Protection for Construction and Renovation Projects\r\n      <\/p>\r\n    <\/div>\r\n  <\/div>\r\n\r\n\r\n  <!-- BLOCK 2: WHAT IS CAR INSURANCE? -->\r\n  <div class=\"pcf-container\" style=\"margin-bottom: 50px; text-align: center;\">\r\n    <div style=\"max-width: 880px; margin: 0 auto; background: #ffffff; border: 1px solid #E6E9F1; border-radius: 20px; padding: 35px 25px; box-shadow: 0 6px 20px rgba(0, 37, 147, 0.04);\">\r\n      \r\n      <h2 style=\"color: #002593; font-size: 1.8em; font-weight: 800; margin: 0 0 14px 0;\">\r\n        \u0e2d\u0e30\u0e44\u0e23\u0e04\u0e37\u0e2d <span style=\"color: #16233F;\">Construction All Risks Insurance in Thailand?<\/span>\r\n      <\/h2>\r\n\r\n      <div style=\"width: 60px; height: 3px; background: #F2B705; margin: 0 auto 20px auto; border-radius: 2px;\"><\/div>\r\n\r\n      <p style=\"color: #475569; font-size: 1.02em; line-height: 1.7; margin: 0;\">\r\n        <strong>Construction all risks insurance Thailand<\/strong> (CAR insurance) is a comprehensive commercial policy designed to protect project owners, main contractors, and subcontractors against unexpected physical damage and third-party liabilities during building construction, structural civil engineering, or renovation operations.\r\n      <\/p>\r\n\r\n    <\/div>\r\n  <\/div>\r\n\r\n\r\n  <!-- BLOCK 3: KEY FEATURES & COVERAGE (ZIG-ZAG LAYOUT) -->\r\n  <div class=\"pcf-container\" style=\"margin-bottom: 50px;\">\r\n    \r\n    <!-- 1. CAR Insurance Overview -->\r\n    <div class=\"pcf-card-box pcf-flex-row\" style=\"display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 35px;\">\r\n      <div style=\"flex: 0 0 380px; margin: 0 auto;\">\r\n        <div class=\"pcf-rounded-img-wrap\">\r\n          <img fetchpriority=\"high\" decoding=\"async\" src=\"https:\/\/pacificcare.co.th\/wp-content\/uploads\/2026\/07\/1_3.jpg\" alt=\"Construction All Risks Insurance Thailand CAR Coverage\" width=\"380\" height=\"270\">\r\n        <\/div>\r\n      <\/div>\r\n      <div style=\"flex: 1 1 500px;\">\r\n        <h3 style=\"color: #002593; font-size: 1.45em; font-weight: 800; margin: 0 0 10px 0;\">\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e20\u0e31\u0e22\u0e04\u0e27\u0e32\u0e21\u0e40\u0e2a\u0e35\u0e48\u0e22\u0e07\u0e17\u0e38\u0e01\u0e1b\u0e23\u0e30\u0e40\u0e20\u0e17\u0e2a\u0e33\u0e2b\u0e23\u0e31\u0e1a\u0e07\u0e32\u0e19\u0e01\u0e48\u0e2d\u0e2a\u0e23\u0e49\u0e32\u0e07 (CAR)<\/h3>\r\n        <p style=\"color: #475569; font-size: 0.95em; line-height: 1.65; margin: 0 0 14px 0;\">\r\n          <strong>Construction all risks insurance Thailand<\/strong> provides total financial security for residential developments, commercial towers, and infrastructure projects throughout the build cycle. It covers:\r\n        <\/p>\r\n        <ul class=\"pcf-check-list\">\r\n          <li>Direct physical damage to permanent and temporary construction works<\/li>\r\n          <li>Accidents or sudden perils such as fire, flash floods, earthquakes, or collapse<\/li>\r\n          <li>Legal liability to third parties for bodily injury, accidental death, or neighboring property damage<\/li>\r\n        <\/ul>\r\n      <\/div>\r\n    <\/div>\r\n\r\n    <!-- 2. Types of Policies -->\r\n    <div class=\"pcf-card-box pcf-flex-row-reverse\" style=\"display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 35px;\">\r\n      <div style=\"flex: 1 1 500px;\">\r\n        <h3 style=\"color: #002593; font-size: 1.45em; font-weight: 800; margin: 0 0 12px 0;\">Key Features of CAR &amp; Contract Works Insurance<\/h3>\r\n        <h4 style=\"color: #16233F; font-size: 1.1em; font-weight: 800; margin: 0 0 8px 0;\">Types of Policy Structures<\/h4>\r\n        \r\n        <div style=\"background: #F8FAFC; border-left: 4px solid #002593; border-radius: 10px; padding: 14px 18px; margin-bottom: 12px;\">\r\n          <strong style=\"color: #002593;\">1. Contractors All Risks (CAR):<\/strong>\r\n          <span style=\"color: #475569; font-size: 0.92em;\"> The principal engineering contractor is the primary policyholder.<\/span>\r\n        <\/div>\r\n\r\n        <div style=\"background: #F8FAFC; border-left: 4px solid #F2B705; border-radius: 10px; padding: 14px 18px;\">\r\n          <strong style=\"color: #16233F;\">2. Principal \/ Project Owner Policy:<\/strong>\r\n          <span style=\"color: #475569; font-size: 0.92em;\"> The property developer or land owner secures the project umbrella cover.<\/span>\r\n        <\/div>\r\n      <\/div>\r\n      <div style=\"flex: 0 0 380px; margin: 0 auto;\">\r\n        <div class=\"pcf-rounded-img-wrap\">\r\n          <img decoding=\"async\" src=\"https:\/\/pacificcare.co.th\/wp-content\/uploads\/2026\/07\/2_3.jpg\" alt=\"Types of CAR Insurance Policies in Thailand\" width=\"380\" height=\"270\">\r\n        <\/div>\r\n      <\/div>\r\n    <\/div>\r\n\r\n    <!-- 3. Main Coverage -->\r\n    <div class=\"pcf-card-box pcf-flex-row\" style=\"display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 35px;\">\r\n      <div style=\"flex: 0 0 380px; margin: 0 auto;\">\r\n        <div class=\"pcf-rounded-img-wrap\">\r\n          <img decoding=\"async\" src=\"https:\/\/pacificcare.co.th\/wp-content\/uploads\/2026\/07\/z.webp\" alt=\"Main Coverage of Construction All Risks Insurance\" width=\"380\" height=\"270\">\r\n        <\/div>\r\n      <\/div>\r\n      <div style=\"flex: 1 1 500px;\">\r\n        <h3 style=\"color: #002593; font-size: 1.45em; font-weight: 800; margin: 0 0 12px 0;\">Core Policy Coverage Benefits<\/h3>\r\n        <ul class=\"pcf-check-list\">\r\n          <li>Accidental damage, unforeseen structural collapses, or severe tropical storms<\/li>\r\n          <li>Loss during on-site crane hoisting, equipment installation, or structural assembly<\/li>\r\n          <li>Physical damage to contractor plant, machinery, scaffolding, and mobile equipment<\/li>\r\n          <li>Comprehensive Third-Party Liability (TPL) for surrounding public roads and properties<\/li>\r\n          <li>Legal defense expenses and compensation settlement support<\/li>\r\n        <\/ul>\r\n      <\/div>\r\n    <\/div>\r\n\r\n    <!-- 4. Common Exclusions -->\r\n    <div class=\"pcf-card-box pcf-flex-row-reverse\" style=\"display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 35px;\">\r\n      <div style=\"flex: 1 1 500px;\">\r\n        <h3 style=\"color: #002593; font-size: 1.45em; font-weight: 800; margin: 0 0 12px 0;\">Standard Exclusions to Consider<\/h3>\r\n        <p style=\"color: #64748b; font-size: 0.92em; margin: 0 0 12px 0;\">Standard exclusions under typical CAR policies unless explicitly endorsed by specialized riders:<\/p>\r\n        <ul class=\"pcf-check-list\">\r\n          <li>Architectural design defects or engineering drawing faults<\/li>\r\n          <li>Willful negligence, intentional damage, or use of substandard materials<\/li>\r\n          <li>Gradual mechanical wear, tear, rust, and normal material deterioration<\/li>\r\n          <li>Contractual penalty fines resulting from project handover delays<\/li>\r\n        <\/ul>\r\n      <\/div>\r\n      <div style=\"flex: 0 0 380px; margin: 0 auto;\">\r\n        <div class=\"pcf-rounded-img-wrap\">\r\n          <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/pacificcare.co.th\/wp-content\/uploads\/2026\/07\/1_4.jpg\" alt=\"Common Exclusions of Construction Insurance\" width=\"380\" height=\"270\">\r\n        <\/div>\r\n      <\/div>\r\n    <\/div>\r\n\r\n  <\/div>\r\n\r\n\r\n  <!-- BLOCK 4: RELEVANT LAWS RELATED TO CONSTRUCTION INSURANCE IN THAILAND -->\r\n  <div class=\"pcf-container\" style=\"margin-bottom: 50px;\">\r\n    <div style=\"background: #F8FAFC; border: 1px solid #E6E9F1; border-radius: 20px; padding: 35px 30px;\">\r\n      \r\n      <h2 style=\"color: #16233F; font-size: 1.6em; font-weight: 800; text-align: center; margin: 0 0 20px 0;\">\r\n        \u0e01\u0e0e\u0e2b\u0e21\u0e32\u0e22\u0e17\u0e35\u0e48\u0e40\u0e01\u0e35\u0e48\u0e22\u0e27\u0e02\u0e49\u0e2d\u0e07\u0e01\u0e31\u0e1a <span style=\"color: #002593;\">\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e20\u0e31\u0e22\u0e07\u0e32\u0e19\u0e01\u0e48\u0e2d\u0e2a\u0e23\u0e49\u0e32\u0e07\u0e43\u0e19\u0e1b\u0e23\u0e30\u0e40\u0e17\u0e28\u0e44\u0e17\u0e22<\/span>\r\n      <\/h2>\r\n\r\n      <div style=\"display: grid; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); gap: 20px;\">\r\n        \r\n        <!-- Law 1 -->\r\n        <div style=\"background: #ffffff; border-top: 4px solid #002593; border-radius: 14px; padding: 20px; box-shadow: 0 4px 12px rgba(0,0,0,0.03);\">\r\n          <h3 style=\"color: #002593; font-size: 1.1em; font-weight: 800; margin: 0 0 6px 0;\">1. Non-Life Insurance Act B.E. 2535<\/h3>\r\n          <p style=\"color: #475569; font-size: 0.92em; margin: 0; line-height: 1.6;\">Governed under the supervision of the <a href=\"https:\/\/www.oic.or.th\/en\" target=\"_blank\" rel=\"noopener noreferrer\" style=\"color: #002593; font-weight: 700; text-decoration: underline;\">\u0e2a\u0e33\u0e19\u0e31\u0e01\u0e07\u0e32\u0e19\u0e04\u0e13\u0e30\u0e01\u0e23\u0e23\u0e21\u0e01\u0e32\u0e23\u0e01\u0e33\u0e01\u0e31\u0e1a\u0e14\u0e39\u0e41\u0e25\u0e18\u0e38\u0e23\u0e01\u0e34\u0e08\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e20\u0e31\u0e22 (OIC)<\/a>, licensing commercial carriers and establishing policy wording standards.<\/p>\r\n        <\/div>\r\n\r\n        <!-- Law 2 -->\r\n        <div style=\"background: #ffffff; border-top: 4px solid #F2B705; border-radius: 14px; padding: 20px; box-shadow: 0 4px 12px rgba(0,0,0,0.03);\">\r\n          <h3 style=\"color: #16233F; font-size: 1.1em; font-weight: 800; margin: 0 0 6px 0;\">2. Building Control Act B.E. 2562<\/h3>\r\n          <p style=\"color: #475569; font-size: 0.92em; margin: 0; line-height: 1.6;\">High-rise buildings taller than 23 meters or structures exceeding 10,000 sq.m. must possess mandatory third-party liability insurance before local construction permit issuance.<\/p>\r\n        <\/div>\r\n\r\n        <!-- Law 3 -->\r\n        <div style=\"background: #ffffff; border-top: 4px solid #002593; border-radius: 14px; padding: 20px; box-shadow: 0 4px 12px rgba(0,0,0,0.03);\">\r\n          <h3 style=\"color: #002593; font-size: 1.1em; font-weight: 800; margin: 0 0 6px 0;\">3. Terms of Reference (TOR) Mandates<\/h3>\r\n          <p style=\"color: #475569; font-size: 0.92em; margin: 0; line-height: 1.6;\">Government concessions, EPC turnkey agreements, and large commercial tenders require strict CAR and Comprehensive General Liability (CGL) coverage.<\/p>\r\n        <\/div>\r\n\r\n      <\/div>\r\n\r\n    <\/div>\r\n  <\/div>\r\n\r\n\r\n  <!-- BLOCK 5: DOCUMENTS REQUIRED FOR INSURANCE APPLICATION -->\r\n  <div class=\"pcf-container\" style=\"margin-bottom: 50px;\">\r\n    <div style=\"background: #ffffff; border: 1px solid #E6E9F1; border-radius: 20px; padding: 35px 30px; box-shadow: 0 6px 20px rgba(0, 37, 147, 0.03); text-align: center; max-width: 900px; margin: 0 auto;\">\r\n      \r\n      <h2 style=\"color: #002593; font-size: 1.6em; font-weight: 800; margin: 0 0 16px 0;\">\r\n        Documents Required for CAR Insurance Application\r\n      <\/h2>\r\n\r\n      <div style=\"width: 60px; height: 3px; background: #F2B705; margin: 0 auto 20px auto; border-radius: 2px;\"><\/div>\r\n\r\n      <ul class=\"pcf-check-list\" style=\"display: inline-block; text-align: left; max-width: 650px;\">\r\n        <li>Detailed architectural drawings and Bill of Quantities (BOQ) breakdown<\/li>\r\n        <li>Complete project scope details, geotechnical survey, and site GPS coordinates<\/li>\r\n        <li>Total estimated contract value (encompassing materials, labor, and plant costs)<\/li>\r\n        <li>Construction timeline schedule (including testing and commissioning phases)<\/li>\r\n        <li>Contractor profile, track record, and experience in similar engineering builds<\/li>\r\n      <\/ul>\r\n\r\n    <\/div>\r\n  <\/div>\r\n\r\n\r\n  <!-- BLOCK 6: HOME RENOVATION INSURANCE (CAR COVERAGE) -->\r\n  <div class=\"pcf-container\" style=\"margin-bottom: 50px;\">\r\n    <div class=\"pcf-card-box pcf-flex-row\" style=\"display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 35px;\">\r\n      \r\n      <!-- Content Left -->\r\n      <div style=\"flex: 1 1 520px;\">\r\n        <div style=\"display: inline-block; background: #F3F6FC; color: #002593; font-size: 0.82em; font-weight: 800; padding: 4px 12px; border-radius: 12px; margin-bottom: 8px;\">\u0e42\u0e1b\u0e23\u0e42\u0e21\u0e0a\u0e31\u0e48\u0e19\u0e1e\u0e34\u0e40\u0e28\u0e29\u0e0a\u0e48\u0e27\u0e07\u0e1b\u0e23\u0e31\u0e1a\u0e1b\u0e23\u0e38\u0e07\u0e1a\u0e49\u0e32\u0e19<\/div>\r\n        <h2 style=\"color: #16233F; font-size: 1.6em; font-weight: 800; margin: 0 0 14px 0;\">\r\n          Home &amp; Villa Renovation Insurance <span style=\"color: #002593;\">in Thailand<\/span>\r\n        <\/h2>\r\n\r\n        <div style=\"margin-bottom: 12px;\">\r\n          <h4 style=\"color: #002593; font-size: 1.05em; font-weight: 800; margin: 0 0 2px 0;\">1. Damage to Renovation Works<\/h4>\r\n          <p style=\"color: #475569; font-size: 0.92em; margin: 0;\">Covers physical damage to newly installed tiles, structural alterations, plumbing, or electrical rewiring from fire, water leaks, or collapses.<\/p>\r\n        <\/div>\r\n\r\n        <div style=\"margin-bottom: 12px;\">\r\n          <h4 style=\"color: #002593; font-size: 1.05em; font-weight: 800; margin: 0 0 2px 0;\">2. Damage to Surrounding Existing Property<\/h4>\r\n          <p style=\"color: #475569; font-size: 0.92em; margin: 0;\">Can be extended to protect existing structures not being renovated (e.g., existing roof frames, swimming pools, load-bearing walls).<\/p>\r\n        <\/div>\r\n\r\n        <div style=\"margin-bottom: 12px;\">\r\n          <h4 style=\"color: #002593; font-size: 1.05em; font-weight: 800; margin: 0 0 2px 0;\">3. Third-Party Neighborhood Liability<\/h4>\r\n          <p style=\"color: #475569; font-size: 0.92em; margin: 0;\">Protects against neighboring property damage or bodily injuries caused by falling construction debris, vibration, or dust emissions.<\/p>\r\n        <\/div>\r\n\r\n        <div style=\"margin-bottom: 18px;\">\r\n          <h4 style=\"color: #002593; font-size: 1.05em; font-weight: 800; margin: 0 0 2px 0;\">4. Site Debris Removal Expenses<\/h4>\r\n          <p style=\"color: #475569; font-size: 0.92em; margin: 0;\">Reimburses the cost of clearing demolition debris, site scaffolding, and rubble following an insured accident.<\/p>\r\n        <\/div>\r\n\r\n        <div style=\"background: #F8FAFC; border-radius: 12px; padding: 14px 18px; border: 1px solid #E2E8F0;\">\r\n          <p style=\"color: #16233F; font-size: 0.9em; margin: 0 0 4px 0;\"><strong>\u0e40\u0e2b\u0e21\u0e32\u0e30\u0e2a\u0e33\u0e2b\u0e23\u0e31\u0e1a:<\/strong> Villa owners hiring contractors in Hua Hin, Phuket, Samui, or Bangkok, and builders managing high-value fit-outs.<\/p>\r\n          <p style=\"color: #16233F; font-size: 0.9em; margin: 0 0 4px 0;\"><strong>Policy Period:<\/strong> Full project duration plus optional maintenance warranty period (e.g., 60 to 365 days).<\/p>\r\n          <p style=\"color: #002593; font-size: 0.92em; font-weight: 800; margin: 0;\">Premium: Starts from only 0.5% - 1.2% of total contract value.<\/p>\r\n        <\/div>\r\n      <\/div>\r\n\r\n      <!-- Image Right -->\r\n      <div style=\"flex: 0 0 380px; margin: 0 auto;\">\r\n        <div class=\"pcf-rounded-img-wrap\" style=\"height: 320px;\">\r\n          <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/pacificcare.co.th\/wp-content\/uploads\/2026\/07\/Untitled_design_1__1.jpg\" alt=\"Home and Villa Renovation Insurance CAR Thailand\" width=\"380\" height=\"320\">\r\n        <\/div>\r\n      <\/div>\r\n\r\n    <\/div>\r\n  <\/div>\r\n\r\n\r\n  <!-- BLOCK 7: INSURANCE PARTNERS LOGO CAROUSEL -->\r\n  <div class=\"pcf-container\" style=\"margin-bottom: 50px; text-align: center;\">\r\n    \r\n    <div style=\"max-width: 700px; margin: 0 auto 30px auto;\">\r\n      <div style=\"display: inline-block; background: #F3F6FC; color: #002593; font-size: 0.8em; font-weight: 800; padding: 4px 14px; border-radius: 20px; margin-bottom: 10px; letter-spacing: 0.5px; border: 1px solid #DBEFEA;\">\r\n        \u0e40\u0e04\u0e23\u0e37\u0e2d\u0e02\u0e48\u0e32\u0e22\u0e17\u0e35\u0e48\u0e40\u0e0a\u0e37\u0e48\u0e2d\u0e16\u0e37\u0e2d\u0e44\u0e14\u0e49\r\n      <\/div>\r\n      <h2 style=\"color: #16233F; font-size: clamp(1.5em, 2.8vw, 1.8em); font-weight: 800; margin: 0 0 8px 0; line-height: 1.2;\">\r\n        \u0e1e\u0e31\u0e19\u0e18\u0e21\u0e34\u0e15\u0e23\u0e14\u0e49\u0e32\u0e19\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e20\u0e31\u0e22\u0e17\u0e35\u0e48\u0e04\u0e38\u0e13\u0e44\u0e27\u0e49\u0e27\u0e32\u0e07\u0e43\u0e08\u0e44\u0e14\u0e49\u0e43\u0e19\u0e1b\u0e23\u0e30\u0e40\u0e17\u0e28\u0e44\u0e17\u0e22\r\n      <\/h2>\r\n      <p style=\"color: #64748b; font-size: 0.98em; margin: 0; line-height: 1.6;\">\r\n        We collaborate with Thailand's leading underwriters to deliver optimal engineering and construction coverage.\r\n      <\/p>\r\n    <\/div>\r\n\r\n    <div style=\"position: relative; max-width: 1140px; margin: 0 auto; padding: 0 24px;\">\r\n      <style>\r\n        .pcf-logo-slider-track 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center;\r\n          justify-content: center;\r\n          z-index: 10;\r\n          text-decoration: none !important;\r\n          user-select: none;\r\n          transition: background 0.2s ease, transform 0.2s ease, box-shadow 0.2s ease;\r\n        }\r\n        .pcf-logo-btn:hover {\r\n          background: #002593;\r\n          color: #ffffff !important;\r\n          transform: translateY(-50%) scale(1.1);\r\n          box-shadow: 0 8px 20px rgba(0, 37, 147, 0.3);\r\n        }\r\n        @media (max-width: 992px) {\r\n          .pcf-logo-card {\r\n            flex: 0 0 calc(28% - 12px);\r\n          }\r\n        }\r\n        @media (max-width: 768px) {\r\n          .pcf-logo-card {\r\n            flex: 0 0 calc(42% - 10px);\r\n            min-width: 145px;\r\n            height: 80px;\r\n          }\r\n        }\r\n      <\/style>\r\n\r\n      <div id=\"pcf-car-logo-slider\" class=\"pcf-logo-slider-track\">\r\n        <div class=\"pcf-logo-card\">\r\n          <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/pacificcare.co.th\/wp-content\/uploads\/2026\/07\/ERGO.jpg\" alt=\"ERGO Insurance Construction Partner\" width=\"120\" height=\"52\">\r\n        <\/div>\r\n        <div class=\"pcf-logo-card\">\r\n          <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/pacificcare.co.th\/wp-content\/uploads\/2026\/07\/AIG.jpg\" alt=\"AIG Engineering Insurance Partner\" width=\"120\" height=\"52\">\r\n        <\/div>\r\n        <div class=\"pcf-logo-card\">\r\n          <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/pacificcare.co.th\/wp-content\/uploads\/2026\/07\/MSIG.jpg\" alt=\"MSIG Thailand Construction Insurance\" width=\"120\" height=\"52\">\r\n        <\/div>\r\n        <div class=\"pcf-logo-card\">\r\n          <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/pacificcare.co.th\/wp-content\/uploads\/2026\/07\/DHIPAYA.jpg\" alt=\"Dhipaya Insurance CAR Partner\" width=\"120\" height=\"52\">\r\n        <\/div>\r\n        <div class=\"pcf-logo-card\">\r\n          <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/pacificcare.co.th\/wp-content\/uploads\/2026\/07\/MUANGTHAI.jpg\" alt=\"Muang Thai Insurance Partner\" width=\"120\" height=\"52\">\r\n        <\/div>\r\n        <div class=\"pcf-logo-card\">\r\n          <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/pacificcare.co.th\/wp-content\/uploads\/2026\/07\/BKI.jpg\" alt=\"Bangkok Insurance Construction Partner\" width=\"120\" height=\"52\">\r\n        <\/div>\r\n        <div class=\"pcf-logo-card\">\r\n          <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/pacificcare.co.th\/wp-content\/uploads\/2026\/07\/Allianz_AYUDHYA.jpg\" alt=\"Allianz Ayudhya CAR Insurance\" width=\"120\" height=\"52\">\r\n        <\/div>\r\n        <div class=\"pcf-logo-card\">\r\n          <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/pacificcare.co.th\/wp-content\/uploads\/2026\/07\/AXA_logo.webp\" alt=\"AXA Thailand Engineering Partner\" width=\"120\" height=\"52\">\r\n        <\/div>\r\n        <div class=\"pcf-logo-card\">\r\n          <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/pacificcare.co.th\/wp-content\/uploads\/2026\/07\/Pacific_Cross.jpg\" alt=\"Pacific Cross Commercial Partner\" width=\"120\" height=\"52\">\r\n        <\/div>\r\n        <div class=\"pcf-logo-card\">\r\n          <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/pacificcare.co.th\/wp-content\/uploads\/2026\/07\/TOKIO_MARINE.jpg\" alt=\"Tokio Marine Construction Insurance\" width=\"120\" height=\"52\">\r\n        <\/div>\r\n        <div class=\"pcf-logo-card\">\r\n          <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/pacificcare.co.th\/wp-content\/uploads\/2026\/07\/LMG.jpg\" alt=\"LMG Construction Insurance Partner\" width=\"120\" height=\"52\">\r\n        <\/div>\r\n        <div class=\"pcf-logo-card\">\r\n          <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/pacificcare.co.th\/wp-content\/uploads\/2026\/07\/VIRIYAH.jpg\" alt=\"Viriyah CAR Insurance Partner\" width=\"120\" height=\"52\">\r\n        <\/div>\r\n        <div class=\"pcf-logo-card\">\r\n          <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/pacificcare.co.th\/wp-content\/uploads\/2026\/07\/CHUBB.webp\" alt=\"Chubb Construction Insurance Thailand\" width=\"120\" height=\"52\">\r\n        <\/div>\r\n        <div class=\"pcf-logo-card\">\r\n          <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/pacificcare.co.th\/wp-content\/uploads\/2026\/07\/DEVES.jpg\" alt=\"Deves Insurance Engineering Partner\" width=\"120\" height=\"52\">\r\n        <\/div>\r\n        <div class=\"pcf-logo-card\">\r\n          <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/pacificcare.co.th\/wp-content\/uploads\/2026\/07\/NAVAKIJ.jpg\" alt=\"Navakij Construction Insurance Partner\" width=\"120\" height=\"52\">\r\n        <\/div>\r\n      <\/div>\r\n\r\n      <a href=\"javascript:void(0);\" class=\"pcf-logo-btn\" style=\"left: -4px;\" id=\"pcf-car-prev-btn\" aria-label=\"Previous Partners\">\r\n        \u276e\r\n      <\/a>\r\n      <a href=\"javascript:void(0);\" class=\"pcf-logo-btn\" style=\"right: -4px;\" id=\"pcf-car-next-btn\" aria-label=\"Next Partners\">\r\n        \u276f\r\n      <\/a>\r\n    <\/div>\r\n  <\/div>\r\n\r\n\r\n  <!-- BLOCK 8: FULL-WIDTH CTA BANNER -->\r\n  <div style=\"width: 100vw; position: relative; left: 50%; right: 50%; margin-left: -50vw; margin-right: -50vw; background: linear-gradient(135deg, #002593 0%, #16233F 100%); color: #ffffff; padding: 50px 20px; text-align: center; margin-top: 50px; box-shadow: 0 10px 25px rgba(0, 37, 147, 0.2); box-sizing: border-box;\">\r\n    <div style=\"max-width: 1180px; margin: 0 auto;\">\r\n      <h3 style=\"margin: 0 0 10px 0; font-size: 1.6em; color: #ffffff; font-weight: 800;\">Get a Customized CAR &amp; Renovation Insurance Quote<\/h3>\r\n      <p style=\"margin: 0 0 24px 0; color: #C7D2FE; font-size: 1em; max-width: 700px; margin-left: auto; margin-right: auto;\">\r\n        Consult with Pacific Care's construction insurance specialists to structure tailored CAR coverage and third-party liabilities for your building project.\r\n      <\/p>\r\n      <a href=\"https:\/\/pacificcare.co.th\/th\/contact-us\/\" target=\"_blank\" class=\"pcf-btn-gold\">\u0e02\u0e2d\u0e43\u0e1a\u0e40\u0e2a\u0e19\u0e2d\u0e23\u0e32\u0e04\u0e32\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e20\u0e31\u0e22\u0e23\u0e16\u0e22\u0e19\u0e15\u0e4c<\/a>\r\n    <\/div>\r\n  <\/div>\r\n\r\n<\/div>\r\n\r\n<script>\r\n  document.addEventListener(\"DOMContentLoaded\", function() {\r\n    var logoSlider = document.getElementById('pcf-car-logo-slider');\r\n    var logoPrevBtn = document.getElementById('pcf-car-prev-btn');\r\n    var logoNextBtn = document.getElementById('pcf-car-next-btn');\r\n    var autoPlayTimer = null;\r\n\r\n    if (logoSlider) {\r\n      function scrollNext() {\r\n        var 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Projects What is Construction All Risks Insurance in Thailand? Construction all risks insurance Thailand (CAR insurance) is a comprehensive commercial policy designed to protect project owners, main contractors, and subcontractors against unexpected physical damage and third-party [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-2158","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/pacificcare.co.th\/th\/wp-json\/wp\/v2\/pages\/2158","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pacificcare.co.th\/th\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/pacificcare.co.th\/th\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/pacificcare.co.th\/th\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/pacificcare.co.th\/th\/wp-json\/wp\/v2\/comments?post=2158"}],"version-history":[{"count":12,"href":"https:\/\/pacificcare.co.th\/th\/wp-json\/wp\/v2\/pages\/2158\/revisions"}],"predecessor-version":[{"id":2772,"href":"https:\/\/pacificcare.co.th\/th\/wp-json\/wp\/v2\/pages\/2158\/revisions\/2772"}],"wp:attachment":[{"href":"https:\/\/pacificcare.co.th\/th\/wp-json\/wp\/v2\/media?parent=2158"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}