PACIFIC CROSS
Health Insurance & Medical Insurance for Expats in Thailand
Tailored health insurance solutions for expatriates. Enjoy 5% Family Discount and complete flexibility with visa-compliant health plans.
Navigating Healthcare in Thailand Can Be Overwhelming
- Are you unsure how to access quality care?
- Worried about meeting Thai visa requirements?
- Facing language barriers with healthcare providers?
- Concerned about unexpected medical costs?
Comprehensive Health Insurance That Works for You
- Complete Coverage: From emergencies to routine checkups.
- Visa-Compliant Plans: Easily meet Thai immigration rules.
- Bilingual Support: English and Thai documentation & service.
- International Coverage: Freedom for frequent travelers.
- Affordable Premiums: Top-tier care fitting your budget.
Pacific Cross Coverage Features & Benefits
Lifetime Renewability
No Claim Discount Awarded
Choice of Premium Discounts
24/7 Worldwide Emergency Treatment
450+ Partner Hospital Network
Covers COVID-19
Full Medical Underwriting
Cashless Treatment System
Substandard Risks Considered
PACIFIC CROSS : Assist America Thailand
Worldwide Emergency Medical Assistance 24/7
Why Choose Us?
Your Trusted Insurance Broker in Health Insurance
- Specialized for Expats: Decades of experience working directly with the expatriate community in Thailand.
- Personalized Advice: We guide you to choose the exact right plan matching your lifestyle and budget.
- Hassle-Free Claims: Smooth and quick claim processing so you can focus 100% on recovery.
- Local Expertise: Offices in Hua Hin, Phuket, and Bangkok to support you on the ground whenever needed.
From Confusion to Confidence
- No more struggling with unfamiliar Thai healthcare systems.
- Avoid high out-of-pocket expenses for major procedures.
- Get the exact coverage you need to enjoy life in Thailand stress-free.
Your Gains
- Peace of mind knowing your health is in trusted hands.
- Flexible plans designed specifically for expat lifestyles.
- Cost savings with predictable premiums and minimized medical bills.
PACIFIC CROSS: NEW NORMAL LIFESTYLE SERIES
HEALTH / MEDICAL INSURANCE PLANS
ULTIMA PLANS
IPD 50M - 20M PER CONFINEMENT
MAXIMA PLANS
IPD 10M - 5M PER CONFINEMENT
PREMIER PLANS
IPD 3M - 1.2M PER CONFINEMENT
STANDARD PLANS
IPD 780K - 270K PER CONFINEMENT
Premium Price: Inpatient Benefits (IPD) + Outpatient Benefits (OPD)
What Our Clients Say
"As an expat living in Thailand, I struggled to find insurance that met visa requirements and fit my budget. Pacific Care Consulting guided me every step of the way!"
"Pacific Care made getting insurance for my retirement visa simple and effortless. Highly recommended to any expat in Phuket!"
"Pacific Care made getting insurance for my visa renewal a breeze. Their team answered all my questions and helped me find the perfect plan!"
"I was worried about navigating Thailand's healthcare system, but Pacific Cross made it simple. Their bilingual support team is fantastic!"
Frequently Asked Questions (FAQs)
Does this insurance meet Thai visa requirements?
Yes. All Pacific Cross Health Insurance plans comply with Thailand's visa and immigration rules, so you meet the requirements for long-term stays.
Can I get coverage for pre-existing conditions?
In many cases, yes. Coverage depends on the plan and medical underwriting. Contact us for a personal consultation to find the best option for you.
What if I need treatment outside of Thailand?
Many plans include international coverage, giving you peace of mind when traveling. Share your travel plans with us, and we'll recommend the most suitable plan.
Is family coverage available?
Absolutely. We offer plans that cover your spouse and children under one policy with a 5% family discount.
Which hospitals can I use with Pacific Cross Health Insurance?
Pacific Cross partners with a wide hospital network across Thailand (over 450 hospitals), including top-tier private and public facilities.
How does the claims process work?
Simple and efficient. At partnered hospitals, direct billing (cashless) is available. If you pay first, just submit your documents online or through our support team for reimbursement.
What documents are needed to apply?
Usually just your passport, visa details, and recent medical records. Our team will assist you step by step.
Can I adjust my coverage later?
Yes. You can upgrade your plan, add family members, or include extra benefits during renewal.
Is there an age limit to apply?
We offer coverage for all ages. Some plans have higher age limits or special options for seniors—let us help find the right one for you.
What is the waiting period for claims?
Only a short waiting period applies for certain treatments (like specific illnesses or pre-existing conditions). Emergency care is usually covered right away.
Get Covered with Pacific Cross Health Insurance Today
Contact Pacific Care's expert advisors for a free consultation and personalized quote for your visa and healthcare needs in Thailand.
Get a Free Health Quote