AIA Health Happy Kids
SUITED AND VALUED FOR YOUNG KIDS
The right protection is the foundation for a healthier and happier life for your little one. Comprehensive in-patient (IPD) hospitalization coverage designed specifically for children.
Why Choose AIA Health Happy Kids?
AIA Health Happy Kids is a health insurance plan designed specifically for children, providing in-patient (IPD) hospitalization coverage when your child needs to be admitted to the hospital. This plan helps ease medical expenses and gives parents peace of mind, knowing that their child is well protected when it matters most, so you never have to face those moments with emotional worry alone.
Key Benefits & Coverage Features for Kids
1. Designed for Young Kids
Specially designed for children aged 15 days to 10 years, with 4 flexible coverage plans available.
2. Deductible Options
Offers two deductible options per policy year: THB 10,000 or THB 30,000 to fit your family budget.
3. Automatic Full Benefit Conversion
When the child reaches 11 years old, coverage continues automatically, converting deductibles to full benefit coverage.
4. Double CI Benefits
In the event of a critical illness, the sum assured is doubled for up to 4 consecutive policy years.
5. OPD Benefits Available
Out-patient (OPD) treatment benefits included for the 25-million-Baht maximum plan option.
6. Lifetime Coverage
Renewable up to 98 years of age, with continuous health coverage extended until age 99.
SUFFERING THE SAME ILLNESS DOES NOT NECESSARILY IMPLY THE SAME MEDICAL EXPENSES
Choose the right insurance plan tailored specifically for your child!
Additional Terms, Critical Illness & Exclusions
Additional Terms and Coverage Explanation
- Benefits under Categories 1 through 13, together with Out-Patient (OPD) medical expenses (if any), when aggregated, must not exceed the maximum benefits per policy year.
- Day Surgery: Major surgery or procedure performed without requiring an overnight hospital stay.
- Minor Surgery: Surgical procedure at cutaneous, subcutaneous, or epithelial tissue level performed under local or topical anesthesia.
Double Benefits for Critical Illness Coverage
The Company will double the maximum benefits for critical illness coverage once per illness for up to 4 consecutive policy years for covered conditions including:
- Acute Heart Attack
- Major Stroke
- Coronary Artery By-Pass Surgery
- Invasive Cancer
- Major Organ Transplantation or Bone Marrow Transplantation
- Surgery to the Aorta
Waiting Periods & Kids Plan Partial Exclusions
General Waiting Period: Any illness occurring within 30 days from the effective date is not covered.
120-Day Waiting Period Conditions: All types of hernia, Pterygium/cataract, Tonsillectomy/adenoidectomy, and Endometriosis.
Partial Exclusions: Congenital abnormalities, organ/system defects, genetic disorders, aesthetic/cosmetic treatments, pregnancy/childbirth, and sterilization.
Get Protected with AIA Health Happy Kids Today
Contact Pacific Care's expert brokers in Thailand for a personalized quote and policy breakdown for your child.
Get a Free Kids Health Quote